https://awarenessawareness.wordpress.com/2015/07/07/zen-and-the-art-of-gas-mileage/
I SRSLY enjoy this article a bunch! Protip: read the article!
www.Daveramsey.com
The budget!
The Envelopes!
The $500 in your savings i.e. Baby step 1
!!!
it works! srs i've been through this program twice.
In the end, you sleep better at night knowing you've taken care of your bills!